The Epos Gold Credit Card stands out for its perks and convenience.
This article explores how to order this card and uncover its benefits, from cashback rewards to travel perks and purchase protection.
Overview of the Epos Gold Credit Card
Introducing the Epos Gold Credit Card, a powerful financial tool with many benefits. Here’s a brief overview of its features and perks:
- Cashback rewards on purchases
- Travel benefits, including insurance coverage and discounts on flights and hotels
- Purchase protection for eligible items against damage or theft
- Access to exclusive events and experiences
- Concierge services for assistance with travel bookings and reservations
- Discounts and offers at select merchants
- Zero liability protection for unauthorized transactions
- Flexible repayment options and low interest rates
Purchase Protection
Protecting your purchases is essential, and the Epos Gold Credit Card offers valuable purchase protection benefits. Here’s what you need to know:
- Coverage Details: Learn about covered purchases like theft, damage, or loss and the extent of coverage.
- Claim Process: Understand how to file a claim, including the required documentation and steps involved.
- Exclusions: Explore limitations and exclusions, such as specific item types or conditions not covered.
- Benefit Limits: Discover any maximum coverage amounts or claim restrictions.
- Time Limitations: Understand any time restrictions for filing a claim.
- Coordination with Other Insurance: Learn how benefits coordinate with existing insurance.
- Claim Approval Process: Understand the criteria and review process for claims.
- Customer Support: Explore available support options for filing claims or clarifying coverage.
How to Order
You can apply online or over the phone to get your hands on the Epos Gold Credit Card. Here’s how:
Online Application:
- Visit the Epos website.
- Navigate to the credit cards section.
- Select the Epos Gold Credit Card.
- Fill out the online application form.
Phone Application:
- Call the Epos customer service number.
- Request an application for the Epos Gold Credit Card.
- Provide the necessary information to complete your application over the phone.
Eligibility Criteria
Applicants must meet specific criteria to qualify for the Epos Gold Credit Card. Here are the eligibility requirements:
- Be at least 18 years old.
- Have a valid ID and proof of income.
- Meet the minimum income requirement specified by Epos.
- Have a good credit score.
- Be a resident of the country where the card is issued.
- Not have any history of defaulting on credit card payments.
- Not be bankrupt or in financial distress.
Documents Required
You’ll need to submit certain documents when applying for the Epos Gold Credit Card. Here’s what you’ll need:
- Proof of identity (e.g., passport, driver’s license)
- Proof of address (e.g., utility bill, rental agreement)
- Proof of income (e.g., pay stubs, tax returns)
- Bank statements
- Employment details
Benefits of the Epos Gold Credit Card
Unlock a world of benefits with the Epos Gold Credit Card. Here’s what you can enjoy:
- Cashback rewards on purchases
- Travel benefits, including insurance coverage and discounts
- Purchase protection for eligible items
- Access to exclusive events and experiences
- Concierge services for travel assistance
- Discounts and offers at select merchants
- Zero liability protection for unauthorized transactions
- Flexible repayment options and low interest rates
Card Fees
Before you apply for the Epos Gold Credit Card, it’s essential to understand the associated fees. Here’s a breakdown in yen:
- Annual fee: ¥10,000
- Foreign transaction fee: 3% of the transaction amount
- Late payment fee: Up to ¥3,500
- Cash advance fee: Either ¥1,000 or 5% of the transaction amount, whichever is greater
- Balance transfer fee: Either ¥500 or 3% of the transfer amount, whichever is greater
How to Make Payments
Managing your Epos Gold Credit Card payments is simple and convenient. Here’s how you can make payments:
- Online: Log in to your Epos account and use the online payment portal to pay from your bank account or debit card.
- Mobile App: Download the Epos mobile app and use it to make payments on the go.
- Phone: Call Epos customer service and pay over the phone using your debit card or bank account details.
- Bank Transfer: Use the provided account details to transfer funds from your bank account to your Epos credit card account.
- In-person: Visit an Epos branch or authorized payment center to pay using cash, check, or debit card.
Managing Your Epos Gold Credit Card Account
Managing your Epos Gold Credit Card account is convenient and easy. Here’s how:
- Online Account Access: Log in to view your balance, transactions, and statements.
- Payment Management: Set up automatic payments or make manual payments online, over the phone, or through the mobile app.
- Statement Alerts: Sign up for email or text alerts for your statement due date, payment confirmation, and account activity.
- Transaction Monitoring: Regularly review transactions for any unauthorized charges or unusual activity.
- Reward Tracking: Keep track of cashback rewards, travel benefits, and other perks.
- Contact Information Update: Ensure your contact details are updated for essential notifications.
- Security Measures: Use strong passwords, enable two-factor authentication, and monitor for fraud.
Security Measures
Ensuring the security of your Epos Gold Credit Card is crucial. Here’s how:
- Use strong passwords: Create unique, complex passwords and change them regularly.
- Enable two-factor authentication: Add an extra layer of security with a second verification method.
- Monitor your account: Regularly check for unauthorized charges or suspicious activity.
- Use secure connections: Ensure your online access is secure and private.
- Keep your information safe: Only share your details on trusted sites and avoid sharing over email or phone.
- Report lost or stolen cards immediately: Contact Epos customer service promptly for a replacement.
- Be wary of phishing attempts: Verify sources before responding to emails, messages, or calls asking for personal information.
- Keep contact info updated: Ensure Epos has your details for essential security alerts.
Contact Details
If you need to update your contact information for your Epos Gold Credit Card account, you can reach out to the customer center using the details below:
- Address: 1 Chome-22-6 Jinnan, Shibuya City, Tokyo 150-0041, Japan
- Customer Center Hours: 9:30 AM – 6:00 PM
- Tokyo: 03-3383-0101
To Conclude
The Epos Gold Credit Card offers many benefits, from cashback rewards to travel perks and purchase protection.
Understanding how to order the card and manage your account can help you make the most of its features.
Consider applying for the Epos Gold Credit Card today to enjoy its many advantages.