For the average person, daily spending is a normal occurrence. I typically spend on food and transportation, as well as other necessities like groceries and utilities. My Servus credit card is my most used mode of payment for these things. Because I normally use my card, I am always on the lookout for an option …
Getting a credit card is a step I have always deemed imperative in my life. Apart from improving my creditworthiness, I find that a credit card helps me transfer existing balances without any difficulty. It also gives other exciting perks and privileges depending on the financial institution I have applied for. One of the top …
Many people refrain from using credit cards due to various reasons. Some are worried about going through the fine print and failing to catch essential details, while others are concerned about hidden fees. Others think it may tempt them into overspending. While these are valid concerns, these are nothing that a reputable credit card provider …
Traveling abroad is always a worthwhile, yet costly experience. Whenever I go on an international trip, I make it a point to prepare for my spending while in another country. A card is great for funding my expenses making them more manageable. The best thing a tourist can have during such trips is a card …
Not everyone is blessed with having a good credit score, which is why I find that having alternative lending and credit sources is essential. This allows me and other individuals in the same situation to gain access to a credit card source of sorts while letting me build my credit over time. The Fingerhut Credit …
Shopping and purchasing necessities have never been more diverse, thanks to various physical and online stores. This is why I like having a reliable credit card handy. I can pull it out to purchase goods and services while I am out shopping or from the comfort of my home. Another reason I find these cards …
In the modern age with various modes of payments, I find it important to have a variety of options. I want to be able to pay in cash when needed and use different types of contactless payment choices for various establishments and online shops. Having a debit card is a great way to make purchases …
Managing a business always involves keeping track and controlling your company’s expenses in the most efficient manner. As the business grows bigger, it’s inevitable that some of your employees will need access to your expense account. In my experience, the use of traditional business credit cards can be confusing when it comes to trying to …
For small business owners, having a credit card for purchases is a no-brainer. Business credit cards provide them with a revolving line of credit that they can access to make purchases and withdraw much-needed cash. However, not all credit cards are equal, and some offer more benefits than others. As I was searching for one …
Recently, I was on the hunt for a credit card that’s best for consolidating debt and getting relief from interest for an extended period of time. After a few months of looking, I was pleased to come across the Citi Diamond Preferred Card and what it has to offer its cardholders. I was greatly impressed …
If anyone told me that there’s a credit card whose cashback points can be used to pay off part of my student loan, I probably wouldn’t believe it. However, that was before I learned about the Earnest credit card. I won’t blame you if you haven’t heard about this digital credit card because the company …
Recently, I’ve been looking at different credit cards that are accessible to people with little or poor credit history. While doing this, one type of card piqued my interest, and those are balance transfer cards. Balance transfer cards are a great way to start building your credit score by transferring your higher-interest debt to a …
Cashback is a welcome reward for any credit card user. The thought of getting a fraction of what you spend back in your pocket is a huge perk for anyone who makes regular purchases using a credit card. Recently, I have been looking for a straightforward credit card that offers unlimited cashback on any kind …
Credit cards have essentially one purpose, which is to allow you to make purchases and pay for them in the future. However, credit cards and their features have evolved over the years, and it’s sometimes hard to keep up. Because I’m the kind of person who wants no-nonsense solutions to my purchasing needs, I’ve recently …
I believe that having a personal credit card can allay most of my financial-related worries – whether it be spending money for emergency expenses or situations, having access to cash flow, or simply having some financial flexibility in my life to purchase what I need or want. For those like me who want easy access …