Having a credit card is always an advantage. You get to spend more for your family and be more comfortable with different services especially when you’re a fan of streaming. With the American Express Blue Cash Preferred Card, you can enjoy all of these and more.
American Express Blue Cash Preferred Card offers amazing welcome bonuses, features, and perks that are centered around the family. Buying groceries at the supermarket and subscribing to your favorite streaming services is now more rewarding than ever.
Check out the article below to find out more about applying for the exclusive American Express Credit Card.
Great Welcome Bonuses Await You With the American Express Blue Cash Preferred Card
The American Express Blue Cash Preferred credit card is one of the ideal cash-back rewards credit cards for families.
Not only does it offer amazing cash-back rewards, but this credit card also provides features specifically designed for families. You can enjoy substantial rewards when using your card at grocery stores, receive cash back from entertainment platforms, and even save on your monthly statement costs.
As part of the welcome bonus, once you spend $3,000 on purchases within the first 6 months, the card will grant you a $250 statement credit. Additionally, there are no annual fees for the first year, and afterward, there is a $95 charge in the subsequent years.
Cardholders can also benefit from up to $120 in annual credit for Equinox Plus, which is in the form of $10 monthly statement credits. However, enrollment in this program is required to avail of this benefit.
Interest Rates and Other Charges
When using the American Express Blue Cash Preferred Credit Card, it’s important to be aware of the corresponding interest rates and any applicable charges.
As mentioned, there is no annual fee for the first month, but after that, there will be a $95 annual fee. Fortunately, you also benefit from a 0% introductory APR for the first 12 months on purchases and balance transfers. After this period, the APR will vary between 18.99% and 29.99%.
Your credit limit will be determined based on your creditworthiness, and it’s important to note that this card requires at least a good to excellent credit score, typically ranging from 690 to 850 credit score.
Learn More About the Rewards Program
The American Express Blue Cash Preferred Credit Card is primarily a cash-back rewards credit card and offers a tremendous amount of cash-back percentages in specific transactions.
If you use the card to purchase at many supermarkets in the US, you will get 6% cashback up to a maximum spend of $6,000 per calendar year.
Take note that this feature is only available at US supermarkets and is not available in wholesale food clubs like Sam’s Club or superstores like Walmart and Target.
Cardholders can also expect 3% cash back on transit and gas expenses and 1% on all other purchases made with the card. If you’re looking for an excellent cash-back rewards credit card, this should convince you to get the American Express Blue Cash Preferred.
Get Exclusive Rewards on Eligible Streaming Services
If you’re a fan of watching or streaming shows on Netflix, Hulu, or Disney+, you’ll be delighted to know that the American Express Blue Cash Preferred Credit Card offers a 6% cash back for streaming services in the US. You can subscribe and enjoy all the shows on eligible streaming platforms while earning cash back.
With this benefit, you’ll never have to feel guilty about spending more on entertainment for the whole family. Cardholders can also receive up to $84 a year in credit for subscribing to exclusive streaming services like the Disney Bundle, in the form of a monthly $7 statement credit.
Moreover, you can also earn the same amount of cash back for audio streaming platforms such as Spotify. Treat yourself to this fantastic feature and start earning the cash back you deserve by using the American Express Blue Cash Preferred Credit Card.
Discover the Buy Now, Pay Later Benefit
One of the best features of the American Express Blue Cash Preferred Credit Card is its Buy Now, Pay Later benefit.
With this feature, you can make a single large purchase using the credit card and divide the charges into monthly installments during the first 12 months after opening your account.
During this initial period, you are not required to pay any plan fees, allowing you to make the most of your first purchase. Please note that any plans initiated after the first 12 months will incur fees. You can still take advantage of the Buy Now, Pay Later scheme offered by the card.
This feature can be particularly beneficial for individuals, especially families starting, who wish to make a significant purchase and acquire new items for their homes.
Contact Details You Need to Know
If you have further inquiries about the card or if you want to apply, you can contact them through their customer service hotline at 1-800-5-631-8000. A bank representative will be with you to assist you with your inquiries. You can also visit their main office at 200 Vesey Street New York, NY 10285.
What Are the Eligibility Requirements for the American Express Blue Cash Preferred Credit Card
To apply for the American Express Blue Cash Preferred Credit Card, you will need to prepare documents such as proof of identity, proof of income, and proof of address.
You may choose to submit either a digital copy or a physical copy of the required documents when applying for the card.
The documents typically requested include your income tax return, utility bill, mortgage agreement, government-issued ID, bank statements, salary or income slips, and more.
It is important to ensure that you meet the card’s credit score requirement to ensure a smooth application process.
How to Apply for the Card
There are two ways to apply for the American Express Blue Cash Preferred Credit Card. You can apply online through their official website and select the specific card.
Fill up the application form, read the terms and conditions, and review your information before you submit. You can also apply at the nearest branch and bring physical copies of the documents during the application.
It might take a few hours or even days before they reach out to you with their decision on your application. Once approved, they will mail the card to you and you can activate it by logging in to your account at the website.
Conclusion
Easily one of the best cash-back rewards credit cards out there, the American Express Blue Cash Preferred Credit Card is a highlight for those who want to earn cash-back rewards while enjoying a family-oriented lifestyle. Those who want a high rewards rate, bonus features, cash rewards, a good intro APR period, and a Buy Now, Pay Later feature should look into this credit card and apply for it today!
Note: There are risks involved when applying for and using credit. Consult the bank’s terms and conditions page for more information.