Getting a loan is perhaps one of the most nerve-wracking things I have ever done in my life. I believe that most people can relate to this particular sentiment, especially when applying for a line of credit. This remains true in institutions such as banks which can be quite intimidating with their high fees. This …
There are times in my life when I need a bit of financial help, and nothing comes easier than getting a loan. Whether it be for medical emergencies, consolidating debt, purchasing big-ticket items, or renovating a home, applying for a loan can make these happen. Taking out a loan often requires me to search high …
Finding additional money to sustain my needs and help me achieve my goals can be challenging, especially when talking about big money. The key is to find a loan that can cover my needs. Personal loans are the perfect choice for this. These are designed to help pay for all kinds of personal expenses such …
If you’re someone, like me, who’s waiting for your income tax refund but you need immediate cash, you might want to consider applying for a tax refund loan. I discovered that this is a great way for me to access my refund earlier. There are a few tax preparation services companies in the US that …
There are times in life when I need access to money fast. From dealing with emergencies to buying big-ticket items and appliances for my home, having the capacity to get loans that dispense money quickly gives me the peace of mind I need. This is where the Lamina Online Loan comes in. Known for its …
It is not uncommon for some people to become cash-strapped, especially now that the global pandemic has impacted so many people financially. Some lost jobs while others were swamped by hospital bills. Sometimes, you need quick cash to use for an emergency, such as a car breaking down or a family member getting hospitalized. For …
Personal loans are one of the most popular types of loans and for good reason. Whether I need to cover emergency expenses for unexpected situations, consolidate existing debt, make home improvements or repairs, or even pay for a wedding, these loans come in handy. Typically, I hear of many people turning to payday loans, especially …
When talking about building credit especially for people without a prior credit history, I usually think of getting a secured credit card or loan and a credit builder card or loan. Another option is to get a co-signer. Imagine my surprise when I learned that there’s an app that can be used to build credit. …
Managing a business always involves keeping track and controlling your company’s expenses in the most efficient manner. As the business grows bigger, it’s inevitable that some of your employees will need access to your expense account. In my experience, the use of traditional business credit cards can be confusing when it comes to trying to …
For small business owners, having a credit card for purchases is a no-brainer. Business credit cards provide them with a revolving line of credit that they can access to make purchases and withdraw much-needed cash. However, not all credit cards are equal, and some offer more benefits than others. As I was searching for one …
Recently, I was on the hunt for a credit card that’s best for consolidating debt and getting relief from interest for an extended period of time. After a few months of looking, I was pleased to come across the Citi Diamond Preferred Card and what it has to offer its cardholders. I was greatly impressed …
If anyone told me that there’s a credit card whose cashback points can be used to pay off part of my student loan, I probably wouldn’t believe it. However, that was before I learned about the Earnest credit card. I won’t blame you if you haven’t heard about this digital credit card because the company …
People with less-than-great credit scores usually find it difficult to apply for personal loans. Typically, lenders require excellent credit to qualify for their loan products. This could be a major problem if a person with a lower credit score is faced with an urgent need for cash. In my search for personal loans that could …
Recently, I’ve been looking at different credit cards that are accessible to people with little or poor credit history. While doing this, one type of card piqued my interest, and those are balance transfer cards. Balance transfer cards are a great way to start building your credit score by transferring your higher-interest debt to a …
Cashback is a welcome reward for any credit card user. The thought of getting a fraction of what you spend back in your pocket is a huge perk for anyone who makes regular purchases using a credit card. Recently, I have been looking for a straightforward credit card that offers unlimited cashback on any kind …